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Self BuildersConversion VATConversion Nearly Complete? Check Your VAT Before Claiming
Conversion VAT — HMRC Notice 708

Conversion Nearly Complete? Check Your VAT Before Claiming

The period just before completion is your last chance to fix VAT problems at source. Once your building control certificate is issued, the 6-month VAT431C deadline starts. Any contractor invoice showing 20% VAT on services instead of 5% becomes much harder to correct after the project ends and the contractor moves on. Use the time before completion to audit every invoice, identify errors, and request corrected documents.

6 months

Why this matters

After your completion certificate is issued, you have exactly 6 months to prepare and submit your VAT431C claim. Getting to that moment with missing invoices, uncorrected rate errors and unresolved disputes can turn a £25,000 reclaim into a fraction of that — or a rejected claim.

The key distinctions

Pre-completion action — audit all contractor invoices

Check every contractor invoice for the correct 5% VAT rate. Flag any showing 20% and contact the contractor for a corrected invoice while the relationship is still active.

Pre-completion action — chase all missing documents

Identify any invoices or receipts that are missing, and contact suppliers now. Obtaining duplicate invoices is far easier while the project is live than six months after completion.

Post-completion risk — contractor corrections

Asking a contractor to reissue an invoice after they have been paid and moved on is difficult. Many are unresponsive. Corrections become harder, not easier, with time.

Post-completion risk — missing receipts

Builders' merchants may have limited records beyond 12 months. Till receipts fade. Online accounts may be closed. The longer you wait, the harder it is to recover missing documentation.

Practical checklist

  • Audit all contractor invoices for VAT rate errors (should be 5% on services, not 20%)
  • Request corrected invoices from contractors while the project is still active
  • Identify all missing merchant receipts and request duplicates now
  • Confirm planning permission and completion certificate timelines with your local authority
  • Calculate your provisional VAT431C claim value to identify any unexpected shortfalls
  • Separate claimable from non-claimable items across every invoice in your file
  • Confirm the 6-month deadline in your diary as soon as the completion certificate date is known

HMRC notice references

HMRC VAT431C notesClaim submission deadline
HMRC Notice 708 Section 7Qualifying conversion conditions

VATBuild is not affiliated with HMRC. References to HMRC publications are for informational purposes. Always consult a qualified tax adviser before submitting a reclaim.

How VATBuild helps

What VATBuild checks for this situation

VATBuild is designed to be used throughout the project, not just at the end. It tracks every invoice as it arrives, flags rate errors immediately, and identifies missing documents before the completion deadline arrives. For projects approaching completion, VATBuild provides a full pre-claim readiness check — showing exactly what is resolved, what needs action, and what the current provisional claim value is.