Industry & PartnersLenders
Self-build, refurbishment and conversion borrowers are managing a live construction project — staged payments, contractor invoices, VAT treatment and a future HMRC reclaim worth £15,000–£30,000 or more. VATBuild helps borrowers protect that reclaim before VAT mistakes weaken the project budget.
A practical borrower support tool. No cost to introduce. Consumer Duty aligned.
A VAT problem is not only a tax problem. In a self-build or conversion facility, it can become a project finance problem — reducing contingency, increasing drawdown pressure, delaying contractor corrections and leaving borrowers relying on reclaim assumptions that may not be valid.
Many borrowers and contractors are not construction VAT specialists. VAT may be incorrectly charged, paid and missed during the build. By completion, the money may have left the project and the evidence may be fragmented.
VATBuild helps borrowers catch issues earlier — before payment, when errors are easier to correct and cashflow can still be protected.
VATBuild supports the borrower at every stage of the construction journey.
Creates a VAT treatment overview for the project.
Supports clearer cost planning, procurement decisions and evidence expectations.
Helps identify potential VAT issues on contractor and supplier invoices.
Reduces avoidable VAT leakage and cashflow shocks.
Organises invoices, receipts, photos, certificates, planning documents and correspondence.
Creates a stronger project evidence trail.
Helps prepare structured HMRC reclaim information and supporting records.
Reduces post-completion friction and last-minute document reconstruction.
Borrowers can identify potential VAT errors before money leaves the project.
VAT treatment, invoice status and reclaim preparation are easier to track.
Borrowers follow a structured VAT workflow instead of dealing with VAT only at completion.
Key project documents are stored and organised throughout the build.
Borrowers are better prepared for the final reclaim process.
Lenders can offer a practical value-added support layer for specialist construction finance customers.
Compliance alignment, partnership options, the HMRC position, lending use cases and FAQs — click any section below to expand it.
Request a Lender Partner Pack or book a short demo — no commitment, no integration required to start.
Tell us a little about your organisation and we'll send over the Lender Partner Pack and arrange a short demo.